(407) 401-9319
The Law Office ofÂ
Nicolette A. Kramer, P.A.
Nicolette Anne Kramer, Board Certified Specialist
The Florida Bar, Condominium & Planned Development Law


Nicolette A. Kramer
Nicolette is a solo practitioner. She received her Bachelor of Arts degree from Manhattan College and earned her Juris Doctorate degree from the Shepard Broad College of Law at Nova Southeastern University. Before starting her own firm, she gained experience as the senior associate at a boutique law office that focused solely on the rights of planned communities. Nicolette has been a member of the Florida Bar since 2011 and is also admitted to practice before the United States District Court for the Middle District of Florida.
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Nicolette is the Immediate Past President of the Central Florida Association for Women Lawyers​​. She is an active member of the Orange County Bar Association, where she chaired the Health & Wellness Committee from 2020-2022, and the Orange County Teen Court Advisory Board, where she served as Vice President from 2021-2023. Nicolette has served as a volunteer jury advisor and judge in the Orange County Teen Court program since 2020. She has been honored by her peers in the legal profession with various recognitions through recent years, including: Florida Association for Women Lawyers' 2021 Leader in the Law Award; Orange County Bar Association's 2021 Star of the Bar Award; and Super Lawyers Florida Rising Stars List 2021 and 2022.
AREAS OF PRACTICE
Services
Expertise. Intuition. Ingenuity.
Governing Documents
The restrictions, requirements, policies, and procedures contained within the provisions of community association governing documents have the largest impact on a subdivision's operations. When those provisions are ambiguous, outdated, or inadequate to address changing circumstances within the community, it may become necessary to amend the governing documents.
Governing documents can be overwhelming and complicated, which is why it’s crucial to take an informed approach to their interpretation and amendment. Through this service offering, you can count on Nicolette to guide you in every step of the process.


Covenant Enforcement
Nicolette recognizes the importance of enforcing an association's rules and regulations. Avoiding unnecessary litigation should be the primary focus for any community. Presuit alternative dispute resolution attempts are often required, but these interactions help promote moral and financial harmony.
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The majority of disputes impacting associations may often be resolved through skilled representation, negotiation, and dispute resolution procedures. But when litigation becomes necessary, Nicolette provides her clients with aggressive and responsive litigation services.
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Collections
Assessment revenue is the lifeblood of every planned community. There is often a legal duty to collect delinquent assessments to protect the community.
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Nicolette has proven herself to be a leader in collecting delinquent assessments for homeowners' associations and condominium associations. Her knowledge and experience provide efficient and diligent debt collection.


Mortgage Foreclosure
When borrowers stop paying their mortgage, they often stop paying their assessments resulting in debts owed to the communities. Nicolette will work with lenders to speed up their foreclosure proceedings. This process helps get a new owner quickly into the property.
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Interpretation of the underlying mortgage documents, an association's governing documents, and Florida law plays an important role in the successful recovery of monies toward unpaid assessments during or after a mortgage foreclosure. Nicolette welcomes the opportunity to meet with her clients at any time to walk through the mortgage foreclosure and estoppel processes.
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Bankruptcy
Bankruptcy is intended to help the honest debtor seek a fresh start while treating all creditors equally. Unfortunately, owners acting in bad faith may file for bankruptcy just to stop a foreclosure sale.
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Nicolette seeks to protect her clients' secured interests by timely filing proofs of claim and moving for relief from stay so collection efforts may proceed in a timely manner.
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​It is important to seek competent legal representation when an owner goes into bankruptcy to secure pre-petition debt, but it is just as important to correctly calculate post-petition amounts due and owing. Attempting to collect, enforce, or otherwise pursue an owner for pre bankruptcy petition debt could be a violation of the automatic stay under the Bankruptcy Code.

Get in Touch
*All information displayed on The Law Office of Nicolette A. Kramer, P.A. website is informational and shall not be deemed as legal advice. If you’re currently dealing with a legal situation, you’re invited to contact Nicolette through email or by phone. Until an attorney-client relationship has been established, we urge that you avoid sharing any confidential information.
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Pursuant to the Fair Debt Collection Practices Act you are advised that this law firm is deemed to be a debt collector attempting to collect a debt and any information obtained will be used for that purpose. Your use of this website or its facilities constitutes your acceptance of the terms of use and privacy policy.
By Appt. 390 N Orange Ave., Suite 2300, Orlando, FL 32801
(407) 401-9319
PO Box 560437, Orlando, FL 32856

